Finance Frequently Asked Questions

Learn more about Auto Liquidators Plus Buy Here Pay Here in-house financing program

Our goal at Auto Liquidators Plus is to help you make a better future by either establishing or re-establishing your credit. We do this by working together. If you are successful, then we are successful. We understand that financing a vehicle is a big decision and that you may have some questions. We’re here to provide detailed, transparent answers on how our in-house financing works.

If you have a question that is not listed below, please contact us today at (972) 362-1144 so we can help you today.

Buy Here Pay Here is just as simple as it sounds. When you buy from Auto Liquidators Plus, we’re the dealership and the lender. You buy your next ride at Auto Liquidators, and you pay for it at Auto Liquidators. By handling both sides of the process, a BHPH dealership can work with customers at all credit levels. We specialize in helping customers with bad credit auto finance. Keep reading our FAQ to learn what you need to bring to our dealership to Fast-Track the approval process.

Already Approved?

If you have secured your full approval through our online application system you will simply bring your Driver's License and your initial investment funds, in the form of Cash, Cashiers Check, or Money Order, to your vehicle selection appointment.

Pre-approved or Yet to Apply?

Bring the following items with you to the dealership in order to Fast-Track your vehicle selection.

  • Proof of income (such as pay stubs, social security documentation, bank statements, pre-paid card statements, or pension documentation)
  • Proof of residence (a recent utility bill, lease, mortgage, or official mail)
  • Name, address, and telephone numbers for at least 6 local references
  • Texas DL, Texas ID, or a US Passport

Auto Liquidators, we finance your future. We take pride in serving our community by providing reliable and affordable transportation to our neighbors, friends, and families. We can help customers looking for auto financing who find themselves with bad credit or no credit at all. Previous repossessions, foreclosures, bankruptcies, charged-off accounts, tax liens, delinquent credit cards, are all challenges that we have been able to overcome for our customers.

Every person’s credit situation is unique and our Finance Specialists work daily with the situations described above. We work hard to give each customer a chance to re-establish their credit rating and improve their future.

Yes. Unlike some dealerships that report only negative information, at Auto Liquidators Plus we report all credit transactions from each account to Trans Union and Equifax to help our customers re-build or establish a positive credit payment history.

At Auto Liquidators, we believe in building positive relationships. Part of building those relationships is the decision to trust one another. We will trust that you’ll know when your payments are due without us having to interrupt your daily routine by causing your vehicle to beep or not start.

Yes. See our Limited Warranty details.

Unlike our competition, Auto Liquidators does not have a pre-set down payment on every unit. Your specific information will be evaluated by our Finance Specialists who will work to get you the vehicle you desire for a minimal down payment!

Our process is fast, simple and easy.

  1. Apply through our fast and easy online finance application or in person at one of our locations.
  2. Your application information is then verified for accuracy by our Finance Specialists.
  3. Once an application is approved, the Finance department will provide an approval form to you or your Finance Specialist which includes a loan amount.
  4. Visit one of our four convenient locations to choose your vehicle. You could drive away today!

There are several convenient ways to make a loan payment: The easiest way is to set up automatic recurring payments. Or, you can visit our website’s customer portal to make a payment and manage your account online. You can also call us at (972) 354-7625 to make a one-time phone payment with your debit card or credit card. Finally. payments can be made in person at any of our locations by debit card, money order, or cashier’s check. At Auto Liquidators, we understand that our customers are busy, which is why we offer many convenient payment methods.



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